01282nam a22001457a 4500020001800000082001300018100002000031245009000051260004400141300002800185490003400213505003500247520076200282650009201044 a9780198787808 a332.3209 aSamy, Antoninus aThe Building Society Promise : Access, Risk, and Efficiency 1880-1939cAntoninus Samy aNew YorkbOxford University Pressc2016 a296 Pagesb22x14 cmbHB aOxford historical monographs. aInclude Illustration and Index aThe permanent building societies of England grew from humble beginnings as a multitude of small and localized institutions in the nineteenth century to become the dominant players in the house mortgage market by the inter-war period. Throughout the nineteenth and early-twentieth centuries, the movement cultivated an image of being a champion of home ownership for the working classes, but housing historians have questioned whether building societies really lived up to this claim. This study fills a major gap in the historiography of the movement by investigating the class profile of building society members, and how the design of different building societies affected their accessibility, efficiency, and risk-taking practices between 1880 and 1939.  aGreat BritainaSavings and loan associations--EvaluationaSavings and loan associations